Application

---

Thank you for your interest in becoming a homeowner with Habitat. Below, you’ll learn about Habitat’s homeownership process and family selection qualifications.

Habitat manages the homeowner selection and application process at the local level.  We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.

Habitat does not give away houses; instead, future homeowners partner with local affiliates and volunteers to build or rehabilitate a home and pay an affordable mortgage.

Habitat is committed to providing low- and moderate-income households the opportunity for affordable homeownership. A home is considered affordable when you pay no more than 30% of your income toward rent or mortgage.

Learn more about our homeownership process:

1. Qualifications: Check out our Habitat homeowner qualifications to learn who qualifies for a Habitat home.
2. Partnering with Habitat: This guide describes how future homeowners partner with Habitat.
3. Financial education: Homebuyers complete financial education before owning a Habitat home. These courses help prepare homeowners to successfully manage their new mortgage, personal finances and savings.
4. Step-by-step process: See our step-by-step overview of the homeownership process from application to closing.

Our vision is a world where everyone has a decent place to live. A decent and affordable home is life-changing.

Home Preservation:

We offer home repair services to homeowners so they can continue to live in safe, decent homes for years to come. Some of our home repair work includes painting, landscaping,  weatherization and minor repair services to preserve home exteriors and revitalize neighborhoods.

See the brochure

How does Home Preservation work?

• Families partner with Habitat based on income, need and willingness to help.
• We use volunteer labor and donated materials to keep costs low.
• An affordable loan is made to the homeowner to cover the cost of the work. Payments are placed in a revolving fund to help Home Preservation serve others in need.

Habitat’s home repair program would not be possible without the generosity of Valspar, the co-founder and underwriter of our Home Preservation program.

Why do we offer these exterior maintenance services?

• Families need to live in safe and well-maintained homes.
• Neighborhoods become revitalized.
• Community connections are made.
• Affordable housing inventory is preserved.

How to apply for rehabilitation services (Repair, handicap ramp...)

                       Home Repair and Rehabilitation Program Request for Service Form