Application

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Step 1: Inquire

Reach out to PCHFH to request an in-person meeting to ask questions and receive information regarding homeownership.

Step 2: Apply

If a family feels Habitat's homeownership program is the right fit for them, then fill out an application on line or request an application to be mailed at {our email}

Page County Habitat housing committee reviews each application carefully while focusing on the following main criteria:

• Need for housing: Prospective homebuyers must demonstrate a need for safe, affordable housing.
• Willingness to partner: Once selected, homebuyers must partner with Habitat through the process.
• Ability to pay an affordable mortgage: Homebuyers must also be able and willing to pay an affordable mortgage. Habitat mortgage payments are cycled back into the community to help build additional Habitat houses.

Step 3: Interview
Page Habitat housing committee will meet to hear more about a potential future homeowner's desire to partner with PCHFH, get to know the family, and learn about theircurrent housing status and future housing needs.

Step 4: Approve

PCHFH housing committee carefully reviews each family’s application packet and presents their recommendations to the PCHFH board.

Step 5: Participate

Once selected, a family is officially on their way to becoming a homeowner.

Early in the process, Habitat provides a mix of hands-on and classroom learning through homebuyer education classes. From budgeting to small home repairs, landscaping to retirement planning, each course is aimed to help homeowners achieve success in their new homes, all while developing connections with their fellow future Habitat homeowners.

Each family who partners with Habitat completes a certain number of hours of sweat equity before move-in day. Often, any adult member of the immediate or extended family – and sometimes volunteers, co-workers or friends – can contribute sweat equity hours.

Participants can accrue hours in a variety of ways, on a Habitat build site (their own or someone else’s), and assisting with administrative tasks in the Habitat office.

PCHFH board makes the final determination.

Step 6: Close

The homebuyers complete the paperwork for a mortgage.  PCHFH offers homebuyers an affordable mortgage with monthly payments compatible with their household income.  Mortgage payment made by PCHFH homeowners help build more affordable homes.

Step 7: Move in

Once all of the forms are signed and all of the construction is complete, it’s time to celebrate!

Friends and family, as well as the PCHFH Board and volunteers who worked alongside the family on this journey, come together to dedicate the home. It’s the first of many joyous occasions to be celebrated in the new home.

Now, with the stability of a home they helped build, families have more time and resources to invest in other areas of their lives. They can invest more in their family’s health and education. Many Habitat homeowners go on to pursue secondary degrees and hit career goals. Others find ways to continue to give back to the community that welcomed them home.

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